Ownerly, an online real estate platform, offers homeowners tailored data regarding their local housing market. This service is especially valuable to buyers and sellers in terms of home valuation tracking. Additionally, Ownerly now provides a range of customized home finance reports, such as evaluations of local insurance, warranty, and loan providers.

Are you asking yourself if Ownerly is the right choice? We have the answers. Continue reading to learn more about their data examination process, costs and payment basis, and, most notably, the feedback from homeowners about the platform.

What is the purpose of Ownerly?

When you visit the Ownerly platform, you’ll be prompted to enter your email address to access expert advice and analysis tailored to your situation. This online destination is designed to be a comprehensive resource for all home finance issues.

When you have inserted your details, a list of categories will appear, allowing you to obtain a personalized home finance report. Furthermore, Ownerly has data pertaining to home valuation tracking and other related topics:

  • Rates associated with home refinancing
  • Companies that offer personal loans
  • Insurance policies and their average costs of them for homeowners
  • Common projects done to houses that are comparable
  • Security systems for the home
  • Ways to save energy and promotions for switching utility companies

It is undeniable that the data included in this report is of great significance, but it can be easily obtained by conducting a simple Google search. That said, it is still beneficial to have all this data gathered in a single document, given the quick-paced lifestyle of today.

Taking Advantage of Ownerly as a Purchaser

Ownerly offers a unique opportunity for buyers to take charge of their home-buying experience. This platform allows users to find properties that are for sale, view and compare listings, and contact local agents. With Ownerly, buyers can be informed and prepared when it comes to making decisions about their new home.

For those in the market to purchase a home, Ownerly’s reports can be a great asset to have. By combining their home value tracking with other estimation platforms, buyers will be in a strong position to negotiate with sellers. This is especially helpful for those who may be overly excited or greedy.

Before looking into buying a home, you should assess whether you can actually afford it. Mortgage payments are usually more expensive than rent in a majority of states. Even if the costs of buying and renting are similar, there are still other expenses related to owning a home compared to renting.

Every month, your mortgage repayment will include your property taxes. If your down payment was less than 20%, your lender might necessitate you to purchase Private Mortgage Insurance.

When you own a property, there are certain expenses that you may not have had while renting such as utilities, cable, garbage collection, and maintenance costs.

Before purchasing your first house, ensure that you are able to cover not only the mortgage but also any other extra costs.

After you have come to the conclusion that you are able to take on the financial responsibility of owning a house, the next step is to meet up with a mortgage lender.

During this conversation, you can investigate the various mortgage options available and pick the one that is most suitable for you. Additionally, it is wise to get pre-approved for a mortgage before you start searching for a house.

Selling with Ownerly

Ownerly provides an opportunity for sellers to take advantage of a service that helps them to reach potential buyers. The platform offers an easy-to-use interface to help manage the sale of goods and services. Additionally, the company provides helpful resources and support to ensure a successful transaction takes place.

If you are selling or getting ready to put your home on the market, Ownerly’s reports that are based on data can give you an overview of the loan and market conditions in your neighborhood. However, these reports are just part of the bigger picture.

To make sure you are making informed decisions, it is recommended that you consult other sources of information and discuss any decisions with a full-service real estate agent.

The asking price is the most influential factor in determining how quickly a home will be sold, in addition to getting the house in front of the most appropriate home buyers.

If you price your home too high, potential buyers may ignore it. Make sure you don’t undervalue it either. Utilize this free home value estimator tool to determine what your residence is truly worth.

Is Ownerly the Right Choice for Me?

If you are thinking of using Ownerly, take into account that:

  • When it comes to insurance, utilities, and loans, you need to compare providers in your vicinity
  • A comprehensive collection of information about your home is what you need
  • If you’re keen to learn about the property market in your area, further reading would be beneficial

How is Ownerly’s approach described by customer feedback?

Ownerly utilizes an Automated Valuation Model (AVM) to generate frequent house value evaluations and home finance reports. AVM is a popular tool in the appraisal sector, which applies complex machine learning algorithms to incorporate information provided by the user with a built-in database of public real estate data.

Once carried out, Automated Valuation Models (AVMs) can use the sold and for-sale values of comparable dwellings in your vicinity to generate an estimated house valuation. Ownerly reviews suggest that their home finance reports on insurance, warranty, utility, and loan providers are also generated using a similar AVM-based process. To the best of our knowledge, this is the case.

What is the expense of Ownerly?

Ownerly provides its home finance reports free of cost. It should be noted, though, that the primary way the company generates revenue is by getting web traffic and packaging customer information into leads packages that they can sell to banks, lenders, and real estate businesses.

Other Possibilities for Ownership

For an accurate and current evaluation of your house, you have a few options other than Ownerly. For a fast and easy valuation, you can always go to Zillow’s Zestimate calculator or the Redfin Estimate. But, if you are looking to sell your property, you should seriously consider a more comprehensive alternative

Zillow is a real estate website that provides valuable information on houses and other properties

One of the most well-known and largest real estate websites, Zillow.com, is popularly known for its home value estimation tool. It’s not only used for agents to advertise their listings, but buyers can now post their properties and set a ‘make me move’ price to receive offers. Additionally, Zillow also provides an iBuyer service, dubbed Zillow Offers, which provides cash offers in multiple markets.


  • Becoming widely known across the country
  • Access to a great deal of data and statistics
  • No need for a certified representative
  • An approach that can be done independently

A website offering ‘For Sale By Owner’ listings

ForSaleByOwner.com is a website that provides assistance to homeowners who wish to handle the selling of their property without professional help.

This platform provides a spectrum of services that span from a fee of roughly $20 each month to list the house on their site to paying real estate commissions to their partner agents, or disbursing around $200-$250 for a home value estimate (which may be free in other services).


  • Taking advantage of early recognition may result in cost reductions
  • Can bypass having to involve Real Estate Agents
  • Tailored aid packages that fit your particular demands
  • One of the more renowned FSBO websites


  • The amount for these services can amount to more than enlisting a Realtor from the start
  • Investing money in advance may be necessary
  • This course of action has not been successful for all individuals
  • Assistance is limited

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